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She's On The Money

Victoria Devine
shesonthemoney.com.au
948 episodes

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks mo...

Episodes

S7

Investing Diaries: ASX and the City

about 15 hours ago

42m


S7

Are You Actually Behind Financially? And the 12 Month Job Myth

Mar. 12

24m


S7

How Being a Woman Changes Your Insurance (and Why We End Up Claiming More)

Mar. 10

41m


S7

The $110-a-Month Decision That Saved Her When the Worst Happened

Mar. 8

38m


S7

High Pay vs Flexibility: What’s the Best Career Choice?

Mar. 5

32m


S7

Equity Explained: Is It Really the Shortcut to Getting Rich?

Mar. 3

37m


S7

She Bought Her First Home With a 2% Deposit on an $86k Salary

Mar. 1

44m


S7

Why Owning Property Isn’t Always the Safety Net You Think... And the Relationship Red Flag That Has Us Concerned

Feb. 26

27m


S7

The Questions Everyone Has About Investing in the Share Market, Finally Answered

Feb. 24

49m


S7

Investing Diaries: How She Turned Early Investing Mistakes Into a $100k Portfolio

Feb. 22

36m


S7

Does Your HECS debt Really Matter? How to Set Money Boundaries at Work

Feb. 19

39m


S7

Nailing Your Finances in Your Single Era (and Beyond)

Feb. 17

50m


S7

The Move That Made Homeownership Possible

Feb. 15

31m


S7

Are Bonds or ETFs the Better Investment Option? What to do When Your Tax Accountant is Being Dodgy

Feb. 12

36m


S7

Debt Recycling 101: What It Actually Is and Whether It’s Right for You

Feb. 10

48m


S7

How This 24 Year Old Without a Degree Earns $180k a Year (and Is on Track to Retire at 50)

Feb. 8

39m


S7

Is a Guarantor on a Property Loan a Smart Move? Plus, When Using Your Super Early Makes Sense

Feb. 5

36m


S7

The Small Habits That Quietly Made Us Richer

Feb. 3

28m


S6

The $75k Property Nightmare We Didn’t See Coming

Feb. 1

40m


S7

Summer Starter Series: Get Your Superannuation Sorted

Jan. 30

41m


S7

What Will Make You Richer: Money in Your Offset Account or the Sharemarket? Plus, How To Handle Family Estate Disputes

Jan. 29

38m


S7

How to Invest in the Share Market for Kids (Without Losing It All to Tax)

Jan. 27

55m


S7

Not a Date to Celebrate with Clothing the Gaps

Jan. 25

57m


S7

Summer Starter Series: Protecting Yourself With Personal Insurance

Jan. 23

56m


S7

Are Your Parents Risking Their Retirement? And a Spicy Wedding Bill Drama

Jan. 22

34m


S7

What a Family Lawyer Wishes Every Woman Knew About Money and Relationships

Jan. 20

57m


S7

The $60k Debt Wake-Up Call That Changed Everything

Jan. 18

49m


S7

Summer Starter Series: Making Saving Easier

Jan. 16

39m


S7

Is a Bridging Loan Worth the Risk? And The Dating Money Red Flags We Can’t Ignore

Jan. 15

31m


S7

How to Buy Property in 2026: Everything You Need to Know Before Getting a Mortgage

Jan. 13

38m


S7

Bec's Investing Confessions: Her First Year in the Share Market

Jan. 11

40m


S7

Summer Starter Series: Managing Debt

Jan. 9

41m


S7

How Do You Know When It’s Time to See a Financial Advisor? And the Vet Bill Situation That's a Moral Minefield

Jan. 8

44m


S7

Victoria’s 2026 Investing Playbook If She Had to Start From Zero

Jan. 6

1h 4m


S7

From Financially Clueless to Confident With Money: How She Turned It All Around

Jan. 4

49m


S7

Summer Starter Series: Budgeting and Cash Flow

Jan. 2

28m


S7

The Fresh Start Your Money Actually Needs in 2026 (No Matter Where You’re Starting From)

Jan. 1

39m


S7

Even More Unhinged Savings Hacks

Dec. 30

28m


S7

A Love Letter to Everyone Who Survived 2025

Dec. 28

11m


S7

THE SOTM EOY PARTY… Plus Should You Get a Credit Card & Is Building a Home Really Cheaper Than Buying?

Dec. 25

46m


S7

Our 5 Christmas Wishes For You (That’ll Make You Richer, Calmer & More Confident in 2026)

Dec. 23

42m


S7

He Convinced Her To Buy Property With Her Inheritance… Then Tried to Take It in the Breakup

Dec. 21

29m


S7

How to Navigate Different Family Money Values this Christmas... and a Very Relatable Bill-Splitting Drama

Dec. 18

31m


S7

You Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)

Dec. 16

44m


S7

From $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire

Dec. 14

38m


S7

You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect

Dec. 11

31m


S7

Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)

Dec. 9

47m


S7

How a Year Making SOTM Completely Transformed Our Producer Emma’s Finances

Dec. 7

1h 9m


S7

Should You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges

Dec. 4

36m


S7

7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)

Dec. 2

38m


S7

Wait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck

Nov. 30

34m


S7

Financial Confidence for Our First Nations Community with Leah Bennett

Nov. 28

47m


S7

Is Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash

Nov. 27

41m


S7

Emma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)

Nov. 25

53m


S7

Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway

Nov. 23

43m


S7

DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout

Nov. 20

39m


S5

Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire

Nov. 18

52m


S7

Money Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)

Nov. 16

39m


S7

Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)

Nov. 13

40m


S7

Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios

Nov. 11

28m


S7

She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40

Nov. 9

49m


S7

Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness

Nov. 6

40m


S7

How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)

Nov. 4

49m


S7

She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties

Nov. 2

56m


S7

Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma

Oct. 30

40m


S6

How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)

Oct. 28

37m


S7

She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures

Oct. 26

51m


S7

Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance

Oct. 23

36m


S7

We Accidentally Found the Travel Hack That Saves You Serious Cash

Oct. 21

28m


S7

She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life

Oct. 19

54m


S7

How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner

Oct. 16

33m


S7

The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)

Oct. 14

51m


S7

The Teen Mum Who Went From Centrelink to a Six-Figure Life

Oct. 12

51m


S7

How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home

Oct. 9

40m


S7

Brooke’s FIRE Plan: How She’s Investing to Retire at 35

Oct. 7

45m


S7

Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)

Oct. 5

32m


S8

Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?

Oct. 2

46m


S7

Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

Sep. 30

40m


S7

She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

Sep. 28

55m


S7

How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

Sep. 25

37m


S7

How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

Sep. 23

51m


S7

Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

Sep. 21

10m


S7

Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

Sep. 18

33m


S7

AMA: Jess & V Answer Your Biggest Money Questions

Sep. 16

38m


S7

My Investment Property Dream Became a Financial Nightmare

Sep. 14

58m


S7

Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

Sep. 11

38m


S7

Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

Sep. 10

50m


S7

Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

Sep. 9

1h 10m


S7

How She Went From High School Dropout to $750k Net Worth

Sep. 7

45m


S7

What Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate

Sep. 4

32m


S7

The Smart Home Buyer’s Guide to Finding “The One”

Sep. 2

59m


S7

She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

Aug. 31

33m


S7

How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong

Aug. 28

33m


S7

Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech

Aug. 26

48m


S7

How a Former Pro Athlete Really Manages Her Money

Aug. 24

33m


S7

Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate

Aug. 21

48m


S7

How Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)

Aug. 19

47m


S7

Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back

Aug. 18

1h 3m


S7

My New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.

Aug. 17

43m


S7

Is this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible

Aug. 14

33m